Baymagambet Nursultan Zhanatuly, Salzhanova Zaure Abildinovna, Kenges Gulzhihan Kengeskyzy, Abdikarimova Aliya Toleutaevna и Omarkhanova Zhibek Maksutovna (2020) «TRANSFORMATION OF LOAN ACTIVITIES OF A COMMERCIAL BANK TO DIGITALIZATION », Academic Journal of Physical and Chemical Sciences, (3), сс. 137–142. доступно на: https://journals.nauka-nanrk.kz/reports-science/article/view/853 (просмотрено: 5 декабрь 2025).