R.K. Berstembayeva, Z.K. Zhanybayeva и A.T. Issayeva (2019) «INNOVATIVE APPROACH IN THE FINANCIAL SPHERE IN THE CONDITIONS OF GLOBALIZATION OF ECONOMY», Academic Journal of Physical and Chemical Sciences, (3), сс. 140–144. доступно на: https://journals.nauka-nanrk.kz/reports-science/article/view/1539 (просмотрено: 5 декабрь 2025).