JOURNAL, admin; BAKASHBAYEV AZATBEK ZHARKYNBEKULY. OPTIMIZATION STRATEGY OF FUNDING IN SECOND-TIER BANKS. Academic Journal of Physical and Chemical Sciences, [S. l.], n. 5, p. 66–73, 2019. Disponível em: https://journals.nauka-nanrk.kz/reports-science/article/view/1728. Acesso em: 5 дек. 2025.